- Details
- Identity
- CURP
- Lists
- Verdict
KYC for individuals
Verify a person with a single verdict. Identity with liveness, CURP against RENAPO and sanction lists are crossed against each other and close approved, under review or declined.
The test environment consumes no balance. The welcome credit is $100 MXN, valid for 30 days.
- 19cross-checks in the dossier
- 3possible decisions
- 15steps in the catalog
KYC dossier · version 3
PublishedDetails
MARIA LOPEZ GARCIA
Identity
INE + liveness
CURP
LOGM900101MDFPRR02
Lists
Sanctions · PEP · 69 and 69-B
Verification decision
Running
Sheets from the test environment, with the person the sandbox answers with.
- Identity with liveness
- The person identifies with an INE, a passport or a resident card and the face is matched against the document.
- CURP against RENAPO
- The key is validated against the registry and returns whose name it holds.
- Sanction lists
- Sanctions, PEP and the SAT 69 and 69-B lists are screened with the verified name.
- One single verdict
- The dossier crosses what that onboarding collected and closes approved, review or declined.
Three pieces of evidence approve a person, and all three are compared with each other.
The dossier resolves 19 cross-checks over what that onboarding collected and closes approved, under review or declined. Nothing is approved without it.
Identity with liveness
INE, passport or resident card, head gestures in the moment and the face matched against the document.
See the toolCURP against RENAPO
The key is checked in the registry and the name it returns is compared with the document’s.
See the toolSanction lists
Nine categories of public lists, screened with the name the identity check verified.
See the toolThe 19 cross-checks
- The identity session verdict
- The session document against the INE
- The name on the identity document against RENAPO
- The CURP on the identity document against RENAPO
- The INE still in force
- The passport or resident card still in force
- The passport or resident card birth date against RENAPO
- Sanction lists, with no match
- Court records, with no match
- The captured data against RENAPO
- The RFC registered at the SAT
- The RFC against the CURP
- The proof of address holder against the person
- The proof of address still recent
- The email verified with its code
- The phone, valid
- The connection country against the document’s
- No connection from the Tor network
- No connection from a cloud or a VPN
A control with no evidence comes back not evaluated, and when that evidence is required it holds the verdict. Each control says whether it is the one holding the approval.
With a passport
The identity verification accepts an INE, a passport or a resident card.
- The MRZ check digits
- The printed data and the CURP against the MRZ
- The printed CURP against RENAPO
- Name, birth date and sex against RENAPO
- The passport still in force
- The face and the real-person check, as with the INE
An expired passport is never approved, and one whose number fails its check digit is rejected. The RENAPO cross-check is included, at no extra charge. When a foreign national identifies with another country’s passport that prints no CURP, the dossier does not require one.
No public service confirms that a passport was issued. The verification checks its consistency, its CURP against RENAPO, its validity, the face and that a real person is in front of the camera.
With a resident card
The INM resident card, temporary or permanent, is read on both sides.
- The MRZ check digits on the back
- The printed data and the CURP against the MRZ
- The number and the issue date against the MRZ
- Name, CURP, birth date and sex against RENAPO
- The printed expiry; a permanent card never expires
- The face and the real-person check, as with the INE
An expired card, or one whose front does not match its back, is never approved; one whose number fails its check digit is rejected. The response carries the NUE, the residence type and whether the card prints a work permit.
The INM has no public service that confirms a card. The verification checks its consistency, its CURP against RENAPO, its validity, the face and that a real person is in front of the camera.
What you add
The rest of the evidence is yours. Demand it and the dossier judges it, or leave it out and no onboarding is held back for it.
- INE and Lista Nominal
- RFC against the SAT
- Proof of address
- Email with a code
- Phone
- Judicial records
- Digital footprint
The same KYC runs from a link, inside your app or over the API.
The three channels are the same run, the same server-side verdict and the same charge.
Hosted link
Our screens
Send the link by email or WhatsApp, or paint it as a QR. The person captures on their phone and you only read the verdict.
Inside your app
In an iframe
The same capture in an iframe through the identity library, with your color, your logo and your wording.
By API, from your front end
Your screens
Your screens, our tools. The onboarding dictates the next step, you run it on your customer and you close with one call.
The steps are Mexico’s own, each against its source.
A KYC admits 15 steps from the catalog. Each step runs one single tool against the source that answers it and leaves its own record, with the same result as that tool on its own.
Details
- User detailsanswered by the person
Identity
- Identity verificationanswered by the person
- INE and Lista Nominalanswered by the person
- CURP against RENAPOruns on its own
Tax
- RFC against the SATruns on its own
- Verified tax certificateanswered by the person
Risk
- Sanction listsruns on its own
- Judicial record, personruns on its own
Documents
- User documentanswered by the person
Contact
- Email with a codeanswered by the person
- Email footprintruns on its own
- Phoneruns on its own
- Premium phoneruns on its own
Digital footprint
- Digital footprintruns on its own
- Digital footprint Premiumruns on its own
Every step decides what to do with its own result
Pick one of three actions for when a step fails, and another for when it comes back doubtful.
Decline
The onboarding stops there and closes as declined. The remaining steps never run or charge.
DeclinedReview
The onboarding continues and closes under review, in your team queue with the step reason.
Under reviewContinue
The finding is recorded in the dossier and the next step starts.
ContinuesVerification decision
A verification closes approved, under review or declined. One under review lands in your team queue. Approve or decline with a note, and who decided is recorded.
Four steps separate an empty flow from a filed decision.
- 01
Assemble the KYC
Pick the steps, order them and set the rule on each one.
- 02
Publish the version
The version is frozen and is the one that runs from then on.
- 03
Open a verification
A verification is one onboarding running end to end over one person. You get a link, a QR and a widget token, each with an expiry.
- 04
Receive the decision
The webhook fires on close and the verification lands in the dossier.
The test environment runs the whole onboarding with test answers and without consuming balance, so every version is reviewed before the first real verification.
Every step carries its charge and the verification adds them up.
Every step charges its tool’s list price, the same as the standalone check. The document step adds its extra pages, just as it does on its own.
Only the steps this kind of onboarding admits are listed. The data step goes once and first, and each tool goes in only once; only documents repeat. That is what a publishable version looks like.
- 1User details—
- 2Identity verification$20.00
- 3CURP against RENAPO$3.00
- 4Sanction lists$10.00
- 5Email with a code$2.00
- 6Phone$1.20
Completed steps are charged, plus, once each, the files the person uploaded that were already read and no step used. A verification abandoned halfway pays for what it consumed.
List prices in Mexican pesos. See every price
Every template arrives assembled and ready to publish.
You create the account with the steps already loaded in the editor. Change them, reorder them and publish the version when you want.
Basic KYC
4 stepsThe minimum that approves an individual: data, identity with liveness, CURP against RENAPO and sanctions screening.
Use this templateAccount opening (fintech)
6 stepsCreate the customer, CURP at RENAPO and RFC at the SAT, identity with an INE, passport or resident card and liveness, sanctions and court records. The judicial search is a review signal, never a rejection.
Use this templateTenant onboarding (proptech)
7 stepsThe prospect’s file with date and place of birth, identity with liveness, CURP against RENAPO, and a close on sanction lists and court bulletins.
Use this templateCandidate screening (HR)
7 stepsThe candidate’s data, identity with liveness, CURP against RENAPO, and a close on sanctions and court records.
Use this templateBuyer onboarding (e-commerce)
7 stepsProfile the contact by phone and email, biometrics with liveness, CURP against RENAPO and sanction lists. Phone and email send to review, they do not reject.
Use this templateSeller onboarding (marketplaces)
8 stepsOpen the file, premium phone and email footprint, identity with liveness, CURP against RENAPO, sanction lists and court records.
Use this templatePolicyholder verification (insurtech)
6 stepsVerify at issuance with an INE, passport or resident card plus liveness, CURP against RENAPO, and a screen of sanctions, PEP and court files.
Use this templateThe screens look like your product, not like ours.
The appearance is stored with each KYC and frozen when the version is published. Change it and the links already sent pick it up the next time they open.
- Color and corners
- Set the primary color, the secondary ones and how round the screens are.
- Your logo
- The organization’s logo, or a different one for this KYC in particular.
- Wording per screen
- Change the title, the body and the button of every screen, in Spanish and English.
- Preview with no camera
- Review every screen in the editor without opening the camera or spending a verification.
The onboarding policy stays with you.
Singula runs the steps and hands over each result. Who approves, against which bar and on which evidence, is yours to decide.
- The bar — the minimum evidence an onboarding demands before it can approve — belongs to your organization. Which evidence and which control is critical is set once.
- Manual review is yours. Approve or decline with a note, and the verification records who decided.
- Every verification keeps its version, its steps and its date, available for audit.
- The privacy notice and the holder’s consent stay on your company’s side.
Frequently asked questions
Identity with liveness, CURP against RENAPO and sanction lists. That is the dossier’s factory bar; RFC, the INE card, the proof of address, email, phone and court records join in when your organization demands them.
Yes. Every tool sells on its own and is called on its own. The KYC is what orders them, sets a rule on each and closes them in one verdict.
The sum of the steps that finished. Every step charges its tool’s list price, the same as the standalone check. The document step adds its extra pages, just as it does on its own. The calculator above uses exactly those numbers. On top of that, a file the person uploaded that no step used is charged once, at its standalone price, only if it was already read.
They pay only for what was consumed. Each step is charged as it completes, so a verification that was never opened costs nothing.
Yes. The test environment runs the whole onboarding with test answers and without consuming balance, so your team builds the integration before the first real verification.
Assemble your first KYC
Start without talking to sales. A corporate email earns $100 MXN in credit once you confirm it, valid for 30 days, and the test environment consumes no balance.
Create a free account