Risk Score
Predictive risk scoring on every verification
An intelligent score combining all verification signals to give you a clear view of each person's risk level.
18Low risk
Bureau: 750
Judicial: clear
Blacklist: clear
Recommendation: Approve
What feeds the score?
Credit history
Integrated buró and círculo de crédito scores.
Judicial records
Federal and state criminal proceedings.
Sanctions lists
OFAC, EU, UN and 10+ international sources.
Digital footprint
Online presence, social media and public records.
How does it work?
Step 1
Run verifications
Every tool you use generates signals that feed the score.
Step 2
The model calculates
Our engine weighs all signals and generates a score from 0 to 100.
Step 3
Make decisions
Use the score to approve, reject or escalate to manual review.
risk-score.sh
curl -X POST https://api.singula.mx/v1/risk/score \
-H "Authorization: Bearer sk_live_..." \
-d '{"customer_id": "cus_lzk9m4ab3f"}'
→ {
"score": 18,
"level": "low",
"signals": {
"credit_score": 750,
"judicial": "clear",
"blacklist": "clear",
"digital_footprint": "consistent"
},
"recommendation": "approve",
"confidence": 0.94
}Score from 0 to 100
Easy to interpret. Low = low risk. High = high risk.
Multi-source
Combines signals from all Singula tools.
Configurable thresholds
Define your own approval and rejection thresholds.
Evolves with data
The model improves as it processes more verifications.