Buró & Círculo de Crédito in a single API
Query the complete credit history of any person from a single integration. Buró de Crédito and Círculo de Crédito unified, with score, payment history and delinquency analysis.
1 API · 2 Bureaus
Two sources, one integration
Buró de Crédito
Mexico's largest credit database. Score, payment history, active credits and recent inquiries.
Círculo de Crédito
Complementary coverage with telecommunications, services and non-banking credit data.
How does it work?
One API call. Two bureaus. Complete result.
Send the query
Make a POST with the customer ID. Singula queries both bureaus in parallel.
We process in the background
The query is asynchronous. You receive a webhook when the result is ready.
Receive the unified result
Score, payment history, active accounts, delinquency and more in a single JSON object.
curl -X POST https://api.singula.mx/v1/credit/bureau \
-H "Authorization: Bearer sk_live_..." \
-d '{"customer_id": "cus_lzk9m4ab3f"}'
→ { "status": "processing", "webhook": true }
// Webhook payload:
{
"customer_id": "cus_lzk9m4ab3f",
"buro_score": 750,
"circulo_score": 738,
"unified_score": 744,
"accounts": 12,
"delinquent": 0,
"status": "excellent"
}Unified score
A single score combining both sources for a complete risk view.
Payment history
Month-by-month detail of payment behavior across all accounts.
Delinquency detection
Automatic alerts for overdue, charged-off or collection accounts.
Recent inquiries
Visibility into who else has queried the individual's history.
Onboarding integration
Combine with KYC, CURP and Blacklist for a complete evaluation flow.
Real-time webhook
Receive the result instantly without polling. Reactive integration.